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Loans
I am a licensed loan originator with Metropolitan Mortgage Group, a licensed mortgage broker. Unlike your local bank, which can offer only the few loan programs it has available, through Metropolitan Mortgage Group I can shop for you from numerous different lenders nationwide. I can find the best loan programs to fit your individual needs, and I can get you the most competitive interest rates available.
The lowest interest rates are available to those borrowers who have good credit scores, steady employment, stable income, and savings for a down payment. But not everyone falls into that category! Loan programs are out there for borrowers with different financial circumstances, such as programs for those with less than a 20% down payment. Please call me with questions about your specific circumstances - chances are we can find a program that will work.
When refinancing is your goal, there are many options available. Do you just want to lower your rate? Do you want to refinance in order to change the type of loan that you have? Would you like to lower your rate and pull cash out of your home at the same time? Are you not sure what the value of your home is and therefore are not sure what your options are? I'm happy to provide you with a free “comparative market analysis” that will give you a good idea about the current value of your home. Then we can discuss the options available to you. With rates at a generational low, refinancing can truly save you money each month.
Rachel Stamm WA State License #: MLO-135162
Metropolitan Mortgage Group, Inc. MB-2661
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