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Loans
I am a loan officer with Mountain View Mortgage, a licensed mortgage broker. Unlike your local bank, which can offer only the few loan programs it has available, through Mountain View I can shop for you from over 50 different lenders nationwide. I can find the best loan programs to fit your individual needs, and I can get you the most competitive interest rates available.
The lowest interest rates are available to those borrowers who have good credit scores, steady employment, stable income, and savings for a down payment. But not everyone falls into that category! Many loan programs exist for borrowers with many different financial circumstances, such as programs for those with little money but good credit scores and programs specifically designed for self-employed borrowers. Please call me with questions about your specific circumstances - chances are, we can find a program that will work.
When refinancing is your goal, there are many options available. Do you just want to lower your rate? Do you want to refinance in order to change the type of loan that you have? Would you like to lower your rate and pull cash out of your home at the same time? Are you not sure what the value of your home is and therefore are not sure what your options are? I’m happy to provide you with a free “comparative market analysis” that will give you a good idea about the current value of your home. Then we can discuss the options available to you. With rates at a generational low, refinancing can truly save you money each month.
For more questions about home loans and refinancing, see the Frequently Asked Questions page.
Rachel Stamm WA State License #: 510-LO-40265
Mountain View Mortgage, Inc. WA State License #: 510-MB-20155
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